We arrange equity mortgages for clients with all types of credit profiles- from excellent to poor. For us, Equity is King. Alberta Home Lending has success where many big banks fail. Purchases, refinances, renewals – Even properties in foreclosure. If you have been declined by the bank, give us a call right away or apply online.

We lend money secured by equity mortgages to clients with credit profiles ranging from bad to good in Alberta – Calgary, Edmonton, Red Deer, Lethbridge, Grand Prairie, Leduc, Olds, Medicine Hat and surrounding areas.

Now we have expanded to Manitoba! Winnipeg, Brandon, Portage La Prairie, Morden, Steinbach, Selkirk and surrounding areas.

Even if your credit is challenged and on the road to recovery, we look at residential detached homes, condos, mobile homes on owned land, and raw land acreages. Commercial properties as well! We will consider properties up to 80% loan-to-value in larger urban areas, and reduced LTV`s in smaller, rural areas.

Under our Alternative Lending program, occasionally our lenders will consider assets other than real estate as additional security if needed (IE, vehicles, heavy machinery, mobile homes on leased land). Typically these assets have to be unencumbered for us to consider them.

Whether you’re purchasing a home for the first time, consolidating debt, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice. Sometimes life throws us a curve ball and we simply need to unlock the equity in our largest asset. We can make this a seamless transaction.

Contact me and tell me about your situation! Contact us, or simply apply online and we will get back to you promptly.